What you need to Pay for your Loan

Charges

With payday loans, fees, charges and interest vary amongstour lenders. However, for one of our lenders, for every $100 you borrow, you pay $25 in interest. So were you to apply today for a $100 loan, on your next payday you would pay back $125 – the $100 you borrowed, plus $25 in interest.

You BorrowYou Pay back
$80$100
$100$125
$160$200
$200$250
$300$375
$400$500
$500$625
$600$750
$700$875

This keeps the payday loans charging structure as simple as possible, enabling you to know just what you will have to repay.

Our lenders do not usually levy administration charges and there are no other hidden fees. When you apply for a cash advance loan the fees you agree to are all that you pay.

Of course, as with all loans, including next day loans, you must ensure that you can actually pay back the money you intend to borrow.




Rates and Fees

Most financial services companies charge set up fees and administration costs. Our lenders do not usually do this – all you pay back is the loan and agreed interest fees and charges. Our lenders also pay your loan directly into your bank account within 24 hours – bank loans take longer.

Most importantly, payday loans are only for a short period of time – normally until your next payday. For best rates borrowers should repay their loans within 31 days, and no more than 70 days.

Because of the short time period payday loans cover the fees, charges and interest on the loan can seem high when compared with longer term bank rates. But for a fast, hassle fee loan to cover you until you get paid Payday Loans really can’t be beaten.

Borrow what you can afford and a payday next day loan can help you until your next payday.

When are you open for business?

Our lender's and broker's office hours are 9:00am to 5:00pm weekdays. We accept online applications 24 hours a day, 7 days a week.